Monday, November 2, 2009

You Didn't Ask for a Real Pony!

I bet you didn't know that those cute Ally Bank ads that mock their banking competitors will be reined in according to Federal Reserve regulators. You know, the ads with the little girl that is given a "toy" pony and the other girl is given a "real" pony. Then, at the end of the ad the sweet little sneer the girl with the "toy" pony gives the banker for telling her "She didn't ask for a real pony".

Ally Bank was swimming in money to loan and turning a profit thanks to those ads and some of the highest interest rates on deposits. Its ailing parent company, GMAC Financial Services which accepted the TARP Bailout dough is regretting it did it now.

The Fed is pushing Ally to reduce its interest rates and to increase their back-up reserves to force them to take billions more in federal aid from the Treasury Department; digging it further into debt and hindering it to bail itself out. Hello Timmy Geithner, you fountain of knowledge. Don't you know that this will cause the Federal Government to take over the financing of autos in the United States big time? Oops, sorry, I now see why you are making unreasonable demands on this institution now. It is just more government takeover without all of the unnecessary fanfare.

No comments: